The Fund Atlas Writer
Hi, I’m Miguel Ángel Cibeira. I’m 22 years old and currently studying Economics at the University of Florida. While I was born in Spain, I consider myself American, and this site is built for the audience I know best: U.S. investors trying to make sense of the ETF market.
Why I Started The Fund Atlas
I’ve always liked economics in general, but what pulled me specifically toward ETFs was a simple realization: they give you both decision-making power and a real layer of security that picking individual stocks doesn’t. You get to choose exactly how much exposure you want to a sector, a strategy, or an asset class, while still spreading your risk across dozens or hundreds of companies at once instead of betting everything on one.
I invest myself, across a mix of different types of funds — index, dividend, and a few more targeted positions — which is part of why this site doesn’t stick to a single narrow angle. I’ve made the decisions this site talks about, not just read about them.
The Fund Atlas exists because I wanted a place that treats these decisions seriously: real comparisons, current numbers, and a straight explanation of the trade-offs, instead of the same recycled “top 10” lists you find everywhere else.
What This Site Is — and Isn’t
I am not a licensed financial advisor, broker-dealer, or registered investment advisor (RIA). The Fund Atlas is a source of independent research and general information, not personalized financial advice. Everything here is meant as a starting point for your own research, not a recommendation to buy or sell any specific investment. I write from the perspective of someone who researches and invests carefully, not from professional certification — always confirm anything important with a licensed advisor or the fund issuer directly.
How I Research and Write Every Article
I put real, daily work into this site. Every article is built from data pulled directly from official sources — fund issuer pages (Vanguard, iShares/BlackRock, Schwab, Invesco, State Street), the IRS, the Federal Reserve, and the SEC — rather than copied or paraphrased from other blogs.
For every fund I cover, I check:
- Current expense ratio and assets under management
- What the fund actually holds and how it’s weighted
- Historical performance and volatility, sourced from the issuer or established financial data providers
- Tax treatment, where relevant
Fund data doesn’t stay still — expense ratios get cut, holdings shift, tax rules change every year. I spend time regularly revisiting older articles to keep the numbers accurate and current, not just publishing once and moving on. Every article shows a “last updated” date at the top so you know exactly how current the information is.
Affiliate Disclosure
Some links on this site may be affiliate links, meaning I may earn a commission if you open an account or take a qualifying action through them, at no additional cost to you. This doesn’t influence which funds or brokers I choose to cover, or how I describe them — see the full Disclaimer for details.
Get in Touch
Have a correction, a suggestion for a future article, or a question about something you read here? Visit the Contact page — I read every message myself.
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